Renters Insurance Info

your single source for renters insurance information

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Home Renter's Insurance for my State
Renter's Insurance for my State

Why are there different renters insurance rates in my state?

Renters account for 33.8% of occupied households in the 2000 US census. Of those renters, a 2007 survey by the Allstate company showed that only 40% had renters insurance. Since requirements vary by state, not all of these renters had insurance to cover their personal possessions. Many renters are unsure of why they might need their own insurance policy, and even more are confounded by the wide range of renters insurance rates advertised across the country. Every state has its own standards for renters insurance and homeowners insurance, and these differences account for much of the interstate discrepancies in the renters insurance rates. Once one knows what coverage he needs to look for in a policy, he can then examine those available to him in his state and narrow down his options based upon how well the rates will fit into his personal budget.

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What should I know about Texas renters insurance?

As of the 2000 census, 36.2% of dwellings in the state of Texas were occupied by renters rather than the homeowners. While many of these will have the home or apartment in which they live covered by their landlord's homeowner's policy against damage to the actual property, their own personal effects are not covered. Depending upon the lease terms, the renter might be required to purchase Texas renter's insurance, but it is not required by the state.

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What to know about Florida renter's insurance

As of the 2000 US census, the state of Florida has 29.9% of its residents renting homes rather than owning them, but not all of these have Florida renters insurance. The statistics are surprising. Despite not having their own possessions protected in the event of a loss or disaster, only 37% of renters in Florida have their own renters insurance policy.

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